Roofing FAQs: Charlotte, NC
Answers to the questions Charlotte homeowners ask us most: when a roof needs replacing, how long shingles last, how insurance claims work, and what a new roof costs.
Led by owner Vasily Zhuk, with 10+ years of hands-on roofing experience.
Prefer to text? We accept text messages. Send a photo of your roof to 704.396.8383 and we’ll reply fast.
Get a Free Roof Inspection
When does a roof need attention?
What are the signs I need a new roof?
Most homeowners find out their roof has failed after they see damage on the roof or inside the house. Look at your roof once or twice a year and watch for:
- Curled, warped, cracked or missing shingles
- Deteriorating flashing or loose seams
- Leaks in the attic after rain
- Lots of shingle granules in your gutters and downspouts
- Water stains on interior walls or ceilings
- Blistering or peeling paint inside or outside
- Energy bills creeping up
Not sure? We’ll inspect it for free and tell you honestly whether a repair will do.
How long do roofing shingles last?
It depends on your climate, the quality of the original installation and the material. Typical lifespans, according to the National Association of Home Builders:
- Asphalt shingle roofs: about 20 years
- Fiber cement shingles: about 25 years
- Wood shake roofs: about 30 years
- Slate, copper and tile roofs: 50+ years
Severe weather like hail and high winds can shorten these numbers a lot.
Can my roof be repaired instead of replaced?
Often, yes. A few lifted shingles, a popped nail or a bad pipe boot is a repair, not a reason to replace the whole roof. We’ll show you photos of what we find and give you both options when a repair makes sense.
Replacing your roof
How long does it take to replace a roof?
It can take anywhere from a day to a few weeks, depending on the size and complexity of the project. A tear-off, a steep pitch or bad weather can all affect the timeline, and a repair is usually much quicker. Your written estimate tells you roughly how long your project will take.
What are my options for a re-roof?
There are two: tear off the old roof and install a new one, or install new shingles over the old layer, as long as the roof will have no more than two layers. North Carolina code allows two layers, but we recommend a full tear-off so we can check the decking and your new roof lasts as long as it should.
Which shingles do you install?
We install premium GAF, Owens Corning and CertainTeed shingles. We are an Owens Corning Preferred Contractor, and every new roof comes with a manufacturer’s warranty (a limited lifetime warranty on Owens Corning shingles; other manufacturers offer similar warranties) plus our own 5-year workmanship warranty.
Storm damage and insurance claims
Do you help with insurance claims?
Yes. We inspect and photograph the damage, meet your adjuster on site and make sure nothing gets missed. We’re a roofing contractor, not a public adjuster, so we don’t negotiate your claim, but we make the process much easier. How storm claims work →
My insurance company said to get 3 quotes. Should I?
Choosing a contractor is your decision. With an approved claim, your out-of-pocket cost is usually just the deductible no matter who does the work. Choosing Charlotte Ace Roofing means the job meets local building codes and manufacturer warranty requirements.
Other contractors offered to waive my deductible. Can you?
No. Roofing contractors are not allowed to pay, waive or rebate any part of a homeowner’s insurance deductible. Any contractor offering to do it is putting you at risk.
My insurance company says not to trust door-to-door salespeople. How do I check you out?
Good advice. Always check out your contractor. We’re a local company that lives and works in the Charlotte area, not storm chasers, so we’re here long after the storm. See our 585+ Google reviews and our BBB A+ rating and certifications.
Cost, quotes and financing
Is the roof inspection really free?
Yes. The inspection and written estimate are free, with no pressure and no obligation.
Do you match other quotes?
Yes. Send us any competitor’s written quote and we’ll match or beat it. Email it to [email protected] or text a photo of it to 704.396.8383.
Do you offer financing?
Yes, two ways: flexible in-house payment plans straight from us, or third-party financing through Acorn Finance. See financing options →
Working with Charlotte Ace Roofing
What areas do you serve?
Charlotte and the surrounding towns, including Matthews, Mint Hill, Huntersville, Concord, Indian Trail, Monroe, Waxhaw, Weddington and Fort Mill and Rock Hill, SC. Not sure we reach you? Call or text us.
Can I text you instead of calling?
Absolutely. Text 704.396.8383 anytime, and send a photo of your roof if you can. We reply fast.
Ready for an honest answer on your roof?
Call Charlotte Ace Roofing or send the form. We’ll inspect your roof for free and give you a written estimate with no obligation.