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Risks of Not Filing Roofing Storm Damage

You have Roof Storm Damage, now what?  What happens if you do not file a claim with your insurance company?  That's a question we get asked sometimes by our customers.  Honestly, you have nothing to lose by filing a damage claim, you have everything to gain.  It's a win win solution for you as the homeowner.  What will happen is that if you suspect that you have storm damage and you file a claim, it will only help you. 

When the Insurance Adjuster comes out to inspect the roof damage, they may not see enough damage. If that is the case, it will ensure that when you do have damage later on in the years to come, the insurance cannot tell you that the damage in question is from a previous storm.  Also, if you have damage and insurance already inspected your roof previously, if the new damage is storm damage, they must cover all the damage.

DATE OF LOSS IS ONLY GOOD FOR A LIMITED TIME

The Storm damage expires, you have a set amount of time to file storm damage on your roof with your insurance.  If you fail to file roof storm damage within a reasonable time, you may have issues. Later, the insurance company may tell you that you were negligent. Furthermore, you were negligent in filing in time and will put the fault or blame on you as the homeowner.  It is important to call a professional roofing company to inspect your roof if you suspect you have Hail or Wind damage.

CALL CHARLOTTE ACE ROOFING TODAY FOR YOUR ROOFING NEEDS

If you are in search of reliable roofing companies in the Charlotte, NC area, we can help. Call Charlotte Ace Roofing today and schedule your free roof inspection with the best roofing company in Charlotte area. We will send out one of our professionals answer all your roofing questions and to inspect your roof. If you have a significant amount of storm damage you will qualify for a roof replacement covered by your home insurance, you will only be responsible for your deductible. So, at Charlotte Ace Roofing we will help you with the entire roof repair or replacement process. Also, we work directly with your insurance company. So, don’t make the mistake and wait until your home has water damage. Give us a call today

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram  and, finally, we are now on  Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

Tag: Roofing Damage

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RISK OF NOT FILING ROOF STORM DAMAGE WITH MY INSURANCE

Filing Roofing Storm Damage
roof storm damage

Risks of Not Filing Roofing Storm Damage

You have Roof Storm Damage, now what?  What happens if you do not file a claim with your insurance company?  That’s a question we get asked sometimes by our customers.  Honestly, you have nothing to lose by filing a damage claim, you have everything to gain.  It’s a win win solution for you as the homeowner.  What will happen is that if you suspect that you have storm damage and you file a claim, it will only help you. 

When the Insurance Adjuster comes out to inspect the roof damage, they may not see enough damage. If that is the case, it will ensure that when you do have damage later on in the years to come, the insurance cannot tell you that the damage in question is from a previous storm.  Also, if you have damage and insurance already inspected your roof previously, if the new damage is storm damage, they must cover all the damage.

DATE OF LOSS IS ONLY GOOD FOR A LIMITED TIME

The Storm damage expires, you have a set amount of time to file storm damage on your roof with your insurance.  If you fail to file roof storm damage within a reasonable time, you may have issues. Later, the insurance company may tell you that you were negligent. Furthermore, you were negligent in filing in time and will put the fault or blame on you as the homeowner.  It is important to call a professional roofing company to inspect your roof if you suspect you have Hail or Wind damage.

CALL CHARLOTTE ACE ROOFING TODAY FOR YOUR ROOFING NEEDS

If you are in search of reliable roofing companies in the Charlotte, NC area, we can help. Call Charlotte Ace Roofing today and schedule your free roof inspection with the best roofing company in Charlotte area. We will send out one of our professionals answer all your roofing questions and to inspect your roof. If you have a significant amount of storm damage you will qualify for a roof replacement covered by your home insurance, you will only be responsible for your deductible. So, at Charlotte Ace Roofing we will help you with the entire roof repair or replacement process. Also, we work directly with your insurance company. So, don’t make the mistake and wait until your home has water damage. Give us a call today

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram  and, finally, we are now on  Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

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Uncategorized

FACTS ON “BURRYING THE DEDUCTIBLE”

Hail Roof Damage, deductible, roof claim deductible
roofing insurance claim, charlotte ace roofing, roof damage claim

FACTS ON “BURRYING THE DEDUCTIBLE”

From time to time all Roofing Contractors such as Charlotte Ace Roofing are faced with requests from homeowners to “bury the deductible” when storm damage is covered by homeowners insurance.
Important to remember:
1. Conspiring to bury the deductible is committing a fraud upon an insurance company and is against the law, Penal Code AB 3067, Burton (Chapter 675) – Section 551
2. If a company agrees to “bury the deductible”, it has to take shortcuts in replacing items, and the owner will get a second-rate job, which depreciates the value of the home.
3. A construction company willing to cheat an insurance company will be equally willing to cheat the homeowner. The company never really absorbs the deductible. The value is taken right out of the job, and it is the homeowner who takes the loss.
4. If the construction company decides to cut corners on the job and it ends up second rate, the owner has nobody to complain to if he/she conspired to “bury the deductible.”

CHARLOTTE ACE ROOFING IS A ROOFING COMPANY WHICH SPECIALIZES IN EXTERIOR STORM DAMAGE RESTORATION

So, if you have roof damage from the recent storm, Charlotte Ace Roofing can help. We are the Trustworthy Roofing Company in Charlotte NC that has insurance claims specialists working for the homeowners.

HAIL, WIND OR STORM DAMAGE?  Call us to have your roof inspected by the professionals. You may Qualify for a NEW ROOF. We are best the roofing rompany in Charlotte NC. We specialize in Storm Damage.

FREE INSPECTIONS! Call Now!

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

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Roofing

10 Questions To Ask Before You Hire A Roofer

roofing company, charlotte roofer, best roofing in charlotte, charlotte ace roofing
roof replacement, roof repair, charlotte ace roofing

10 Questions to Ask Before You Hire a Roofer

Selecting the roofing contractor purely off recommendations or feelings is risky without knowing all the facts about the contractor, so here are 10 questions you can ask that will help you hire a roofer:

  1. Do you offer additional warranty and workmanship coverage?

      Roofing contractors usually can offer a limited warranty that may include workmanship coverage. A lot of Companies offer extended warranty. 

  2. Which roofing products will you use on my roof?

    Not all roofing materials are the same, so be sure your roofer works with a name you can trust. visit Charlotte Ace Roofing page for more info. Learn more about Owens Corning® roofing products. 

  3. Can you work directly with insurance company?

    Not all roofing companies work with insurance companies. It’s best to hire a roofing company that is able to work directly with your insurance company if you have an insurance claim. Visit our Storm Response page for storm damage

  4. Do you comply with all local building codes?

     The roofer should know and comply with all local building codes at all times. 

  5. Could you please give me a list of references?

     It is always a good idea to ask for references and call a few of them. 

  6. Will you perform a full inspection?

     In addition to checking for wind and hail damage, your roofing contractor should perform a thorough inspection of the entire roofing system, including the deck, attic, flashing, chimney, soil stacks, and other roof penetrations. 

  7. Can you check for adequate ventilation?

     Your roofer should check the existing attic ventilation and explain the importance of proper ventilation. This process will include inspecting the roof from inside the attic to determine if the current ventilation system is working properly. Also, poor ventilation can damage your shingles and invalidate your manufacturer’s warranty.  

  8. Will you install synthetic underlayment?

     Roofers will install either a synthetic or felt underlayment as the first layer of protection on your roof deck. If you’re looking for advanced protection against leaks, water absorption, and mold then you’ll want to make sure your contractor will use a synthetic product rather than felt. Learn more by visiting Charlotte Ace Roofing roof replacement page.

  9. Will you install ice and water barriers? 

    Depending on your roof, additional ice and water barriers between the shingles and the wood deck may be needed to help prevent ice damming, wind-driven rain, or collected water.  

  10. Will you follow the manufacturer’s specifications?

    Your roofer should be familiar with and follow all manufacturer’s specifications since improper application can affect your manufacturer’s warranty.

SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com