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Charlotte Ace Roofing: Working with Homeowners Insurance for Roof Replacements and Repairs

When it comes to roof replacements or repairs, many homeowners are faced with the question of how to pay for the work. Luckily, in many cases, homeowners insurance can help cover the cost of these projects. At Charlotte Ace Roofing, we have years of experience working with homeowners insurance to provide the best possible outcome for our customers.

To start, the first step in working with homeowners insurance is to assess the damage to the roof.  Our experienced roofing professionals will evaluate the extent of the damage and determine if it is covered by your insurance policy. 

If the damage is covered, we will work with your insurance company to provide the necessary documentation and information to file a claim.

Then, the claim has been approved, Charlotte Ace Roofing will work with you to schedule the repair or replacement of your roof.  Our team will keep you informed every step of the way, from the initial inspection to the final inspection after the work is completed.  We understand the importance of clear communication and will always keep you informed about what is going on.

Quality Materials and Skilled Installers

At Charlotte Ace Roofing, we use only the highest quality materials and employ skilled and experienced roofing professionals to ensure that your roof is repaired or replaced to the highest standards. We stand behind our work and are committed to providing you with the best possible outcome.

Finally, working with homeowners insurance on roof replacements and repairs can be a confusing and complex process. However, at Charlotte Ace Roofing, we have the experience and expertise to guide you through the process and ensure that you get the best possible outcome. If you are in need of roof repair or replacement, don't hesitate to reach out to us. We're here to help.

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Do you enjoy reading the Charlotte Ace Roofing Blogs? Make sure to follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

 

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Working with Homeowners Insurance for Roof Replacements and Repairs

insurance claim, best roofing companies in charlotte, best roofing companies near me, roofing charlotte, roof leak repair charlotte, reliable roofing, reputable roofing, roof damage, charlotte roofing, roof replacement charlotte, free roof inspection, charlotte ace roofing
wind and hail damage

Charlotte Ace Roofing: Working with Homeowners Insurance for Roof Replacements and Repairs

When it comes to roof replacements or repairs, many homeowners are faced with the question of how to pay for the work. Luckily, in many cases, homeowners insurance can help cover the cost of these projects. At Charlotte Ace Roofing, we have years of experience working with homeowners insurance to provide the best possible outcome for our customers.

To start, the first step in working with homeowners insurance is to assess the damage to the roof.  Our experienced roofing professionals will evaluate the extent of the damage and determine if it is covered by your insurance policy. 

If the damage is covered, we will work with your insurance company to provide the necessary documentation and information to file a claim.

Then, the claim has been approved, Charlotte Ace Roofing will work with you to schedule the repair or replacement of your roof.  Our team will keep you informed every step of the way, from the initial inspection to the final inspection after the work is completed.  We understand the importance of clear communication and will always keep you informed about what is going on.

Quality Materials and Skilled Installers

At Charlotte Ace Roofing, we use only the highest quality materials and employ skilled and experienced roofing professionals to ensure that your roof is repaired or replaced to the highest standards. We stand behind our work and are committed to providing you with the best possible outcome.

Finally, working with homeowners insurance on roof replacements and repairs can be a confusing and complex process. However, at Charlotte Ace Roofing, we have the experience and expertise to guide you through the process and ensure that you get the best possible outcome. If you are in need of roof repair or replacement, don’t hesitate to reach out to us. We’re here to help.

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Do you enjoy reading the Charlotte Ace Roofing Blogs? Make sure to follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

 

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RISK OF NOT FILING ROOF STORM DAMAGE WITH MY INSURANCE

Filing Roofing Storm Damage
roof storm damage

Risks of Not Filing Roofing Storm Damage

You have Roof Storm Damage, now what?  What happens if you do not file a claim with your insurance company?  That’s a question we get asked sometimes by our customers.  Honestly, you have nothing to lose by filing a damage claim, you have everything to gain.  It’s a win win solution for you as the homeowner.  What will happen is that if you suspect that you have storm damage and you file a claim, it will only help you. 

When the Insurance Adjuster comes out to inspect the roof damage, they may not see enough damage. If that is the case, it will ensure that when you do have damage later on in the years to come, the insurance cannot tell you that the damage in question is from a previous storm.  Also, if you have damage and insurance already inspected your roof previously, if the new damage is storm damage, they must cover all the damage.

DATE OF LOSS IS ONLY GOOD FOR A LIMITED TIME

The Storm damage expires, you have a set amount of time to file storm damage on your roof with your insurance.  If you fail to file roof storm damage within a reasonable time, you may have issues. Later, the insurance company may tell you that you were negligent. Furthermore, you were negligent in filing in time and will put the fault or blame on you as the homeowner.  It is important to call a professional roofing company to inspect your roof if you suspect you have Hail or Wind damage.

CALL CHARLOTTE ACE ROOFING TODAY FOR YOUR ROOFING NEEDS

If you are in search of reliable roofing companies in the Charlotte, NC area, we can help. Call Charlotte Ace Roofing today and schedule your free roof inspection with the best roofing company in Charlotte area. We will send out one of our professionals answer all your roofing questions and to inspect your roof. If you have a significant amount of storm damage you will qualify for a roof replacement covered by your home insurance, you will only be responsible for your deductible. So, at Charlotte Ace Roofing we will help you with the entire roof repair or replacement process. Also, we work directly with your insurance company. So, don’t make the mistake and wait until your home has water damage. Give us a call today

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram  and, finally, we are now on  Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

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SHOULD I FILE A ROOF DAMAGE CLAIM?

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Filing roof damage insurance claim

Should I File a Roof Damage Claim with Insurance?

A lot of customers are afraid to file a storm damage claim with their homeowner’s insurance. They are trained to think that filing a claim will negatively impact the policy holder.  I don’t blame them, after all, the insurance companies are in the business of making money and not in the business of paying out claims for storm damage.  Well, as a homeowner and a policy holder, you need to ask yourself a few questions. 

1. after any windstorm or hailstorm, did the insurance ever call the homeowner or send a letter to the homeowner?  Did insurance ask customers to recheck their roof for storm damage?  After all, most people pay their premium for 15-20 years, never miss a payment and if a storm passes by, they feel guilty filing a claim.  That’s exactly how the insurance companies what you to feel. you cannot be afraid of filing a claim.  So, this is what storm coverage insurance is for.

WILL MY PREMIUM GO UP IF I FILE A CLAIM?

Should I File a Roof Damage Claim with Insurance? Customers as Charlotte Ace Roofing this question of if the homeowner’s insurance will go up? The short answer is NO.  It’s an act of Nature and insurance companies cannot go after the policy holder.  Most likely the premiums will go up for the area affected by storm.  Example would be a hailstorm passes through Charlotte NC. Regardless of if you get a new roof, all the policy holders will most likely have a small increase in their annual premium.  So, if you see your neighbors getting new roofs, you should be asking yourself a question of why you can’t get a new roof if your neighbors were covered.  Chances are that the hailstorm did not miss your house!

WHAT DOES INSURANCE COVER?

Should I File a Roof Damage Claim with Insurance? Your insurance will pay for all the storm damage!  What you need to do is contact a Reliable Trustworthy Local Roofing Company near you, they will do a free inspection and will walk you through the claim filing process.  So, at Charlotte Ace Roofing ask our customers to sign a contingency agreement and all that does is simply allow us to communicate with your (homeowners) insurance company and also will give us the permission to repair or replace your roof and possibly gutters while working out the damages with your insurance company. 

So, we make it very easy on the homeowner, we deal with the insurance company from start to finish.  If you suspect that your home has Storm Damage from this recent windstorm call Charlotte Ace Roofing today. We will explain everything to you as your local reliable roofing contractor. If you are thinking, Should I File a Roof Damage Claim with Insurance? The short answer is yes! You have nothing to lose.

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram  and, finally, we are now on  Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

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HOW CAN CHARLOTTE ACE ROOFING HELP WITH YOUR INSURANCE CLAIM?

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How Can Charlotte Ace Roofing Help with Your Roofing Insurance Claim?

 

We help homeowners with their roofing insurance claim. When working with us, you get:

-A roofing company that is certified in the software (Xactimate) insurance adjusters use

–Roofing Experts in supplementing to ensure your roof gets exactly what it needs

-An advocate that fights for you (homeowner) and knows how to work with insurance adjusters

-Peace of mind knowing you (homeowner) don’t have to deal with your insurance claim alone anymore

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

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WHAT HAPPENS AFTER YOU FILE ROOF STORM DAMAGE CLAIM

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Roof Damage Claim repair process

Roof Storm Damage Insurance Claim Steps…

First, Call Your Insurance Company. Contact the claims center of your insurance company and report that you may have hail and wind damage to your roof. When asked for date, it’s best to provide discovery date.
Second, Your Insurance Company will Call you back most likely the following day. It is common for your insurance company to contact you with the name and phone number of the Adjuster, along with the Date and Time that the Adjuster will be coming out to inspect the roof damage.

Please make sure to let Charlotte Ace Roofing know when your insurance is coming out to your property so that we may go over the scope of work and damages with the Insurance Adjuster when they come out. We are there to help you as your chosen Contractor!
Third, Get in touch with Charlotte Ace Roofing.  Contact Charlotte Ace Roofing with the Adjuster Appointment information. Remember, we will not be able to represent you, the homeowner unless we have a contract with you. As a homeowner the below information is very important to have from your roof damage claim:

Adjuster Name:_______________________________ Adjuster Appointment Date:___________ Time:__________
Adjuster Phone #:_____________________________ Insurance Company:_________________________________

Fourth, Next, Schedule Your Repair or Roof Replacement Project. After meeting with your insurance Adjuster, Charlotte Ace Roofing will go over the work that your
insurance company will be covering. Charlotte Ace Roofing will Contact you regarding the material delivery. Your materials will typically be delivered within 2-3 weeks after adjuster appointment or insurance claim approval.

Important Notes

Before the roof repair or roof replacement work begins, your insurance company may contact you with questions. Charlotte Ace Roofing contract price may not match the Insurance
estimate, or may even be higher, but there is no need to worry as this is a very common and should be expected. Charlotte Ace Roofing, your Roofing Contractor in Charlotte NC will work with your insurance company and come to a price agreement based on the scope of repairs.

Also, we will let you know when your materials will be delivered.
Lastly, Roof Repair Work typically starts within a few days after the materials have been delivered but can take up to two weeks depending on weather and other factors.
Usually 50% deposit & Deductible payment are due prior to delivery of materials.

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram, we are on LinkedIn too and, finally, we are now on Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

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FACTS ON “BURRYING THE DEDUCTIBLE”

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roofing insurance claim, charlotte ace roofing, roof damage claim

FACTS ON “BURRYING THE DEDUCTIBLE”

From time to time all Roofing Contractors such as Charlotte Ace Roofing are faced with requests from homeowners to “bury the deductible” when storm damage is covered by homeowners insurance.
Important to remember:
1. Conspiring to bury the deductible is committing a fraud upon an insurance company and is against the law, Penal Code AB 3067, Burton (Chapter 675) – Section 551
2. If a company agrees to “bury the deductible”, it has to take shortcuts in replacing items, and the owner will get a second-rate job, which depreciates the value of the home.
3. A construction company willing to cheat an insurance company will be equally willing to cheat the homeowner. The company never really absorbs the deductible. The value is taken right out of the job, and it is the homeowner who takes the loss.
4. If the construction company decides to cut corners on the job and it ends up second rate, the owner has nobody to complain to if he/she conspired to “bury the deductible.”

CHARLOTTE ACE ROOFING IS A ROOFING COMPANY WHICH SPECIALIZES IN EXTERIOR STORM DAMAGE RESTORATION

So, if you have roof damage from the recent storm, Charlotte Ace Roofing can help. We are the Trustworthy Roofing Company in Charlotte NC that has insurance claims specialists working for the homeowners.

HAIL, WIND OR STORM DAMAGE?  Call us to have your roof inspected by the professionals. You may Qualify for a NEW ROOF. We are best the roofing rompany in Charlotte NC. We specialize in Storm Damage.

FREE INSPECTIONS! Call Now!

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

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10 Questions To Ask Before You Hire A Roofer

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roof replacement, roof repair, charlotte ace roofing

10 Questions to Ask Before You Hire a Roofer

Selecting the roofing contractor purely off recommendations or feelings is risky without knowing all the facts about the contractor, so here are 10 questions you can ask that will help you hire a roofer:

  1. Do you offer additional warranty and workmanship coverage?

      Roofing contractors usually can offer a limited warranty that may include workmanship coverage. A lot of Companies offer extended warranty. 

  2. Which roofing products will you use on my roof?

    Not all roofing materials are the same, so be sure your roofer works with a name you can trust. visit Charlotte Ace Roofing page for more info. Learn more about Owens Corning® roofing products. 

  3. Can you work directly with insurance company?

    Not all roofing companies work with insurance companies. It’s best to hire a roofing company that is able to work directly with your insurance company if you have an insurance claim. Visit our Storm Response page for storm damage

  4. Do you comply with all local building codes?

     The roofer should know and comply with all local building codes at all times. 

  5. Could you please give me a list of references?

     It is always a good idea to ask for references and call a few of them. 

  6. Will you perform a full inspection?

     In addition to checking for wind and hail damage, your roofing contractor should perform a thorough inspection of the entire roofing system, including the deck, attic, flashing, chimney, soil stacks, and other roof penetrations. 

  7. Can you check for adequate ventilation?

     Your roofer should check the existing attic ventilation and explain the importance of proper ventilation. This process will include inspecting the roof from inside the attic to determine if the current ventilation system is working properly. Also, poor ventilation can damage your shingles and invalidate your manufacturer’s warranty.  

  8. Will you install synthetic underlayment?

     Roofers will install either a synthetic or felt underlayment as the first layer of protection on your roof deck. If you’re looking for advanced protection against leaks, water absorption, and mold then you’ll want to make sure your contractor will use a synthetic product rather than felt. Learn more by visiting Charlotte Ace Roofing roof replacement page.

  9. Will you install ice and water barriers? 

    Depending on your roof, additional ice and water barriers between the shingles and the wood deck may be needed to help prevent ice damming, wind-driven rain, or collected water.  

  10. Will you follow the manufacturer’s specifications?

    Your roofer should be familiar with and follow all manufacturer’s specifications since improper application can affect your manufacturer’s warranty.

SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com