Should I File a Roof Damage Claim with Insurance?

A lot of customers are afraid to file a storm damage claim with their homeowner’s insurance. They are trained to think that filing a claim will negatively impact the policy holder.  I don’t blame them, after all, the insurance companies are in the business of making money and not in the business of paying out claims for storm damage.  Well, as a homeowner and a policy holder, you need to ask yourself a few questions. 

1. after any windstorm or hailstorm, did the insurance ever call the homeowner or send a letter to the homeowner?  Did insurance ask customers to recheck their roof for storm damage?  After all, most people pay their premium for 15-20 years, never miss a payment and if a storm passes by, they feel guilty filing a claim.  That’s exactly how the insurance companies what you to feel. you cannot be afraid of filing a claim.  So, this is what storm coverage insurance is for.

WILL MY PREMIUM GO UP IF I FILE A CLAIM?

Should I File a Roof Damage Claim with Insurance? Customers as Charlotte Ace Roofing this question of if the homeowner’s insurance will go up? The short answer is NO.  It’s an act of Nature and insurance companies cannot go after the policy holder.  Most likely the premiums will go up for the area affected by storm.  Example would be a hailstorm passes through Charlotte NC. Regardless of if you get a new roof, all the policy holders will most likely have a small increase in their annual premium.  So, if you see your neighbors getting new roofs, you should be asking yourself a question of why you can’t get a new roof if your neighbors were covered.  Chances are that the hailstorm did not miss your house!

WHAT DOES INSURANCE COVER?

Should I File a Roof Damage Claim with Insurance? Your insurance will pay for all the storm damage!  What you need to do is contact a Reliable Trustworthy Local Roofing Company near you, they will do a free inspection and will walk you through the claim filing process.  So, at Charlotte Ace Roofing ask our customers to sign a contingency agreement and all that does is simply allow us to communicate with your (homeowners) insurance company and also will give us the permission to repair or replace your roof and possibly gutters while working out the damages with your insurance company. 

So, we make it very easy on the homeowner, we deal with the insurance company from start to finish.  If you suspect that your home has Storm Damage from this recent windstorm call Charlotte Ace Roofing today. We will explain everything to you as your local reliable roofing contractor. If you are thinking, Should I File a Roof Damage Claim with Insurance? The short answer is yes! You have nothing to lose.

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SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383