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Should I File a Roof Damage Claim with Insurance?

A lot of customers are afraid to file a storm damage claim with their homeowner's insurance. They are trained to think that filing a claim will negatively impact the policy holder.  I don't blame them, after all, the insurance companies are in the business of making money and not in the business of paying out claims for storm damage.  Well, as a homeowner and a policy holder, you need to ask yourself a few questions. 

1. after any windstorm or hailstorm, did the insurance ever call the homeowner or send a letter to the homeowner?  Did insurance ask customers to recheck their roof for storm damage?  After all, most people pay their premium for 15-20 years, never miss a payment and if a storm passes by, they feel guilty filing a claim.  That's exactly how the insurance companies what you to feel. you cannot be afraid of filing a claim.  So, this is what storm coverage insurance is for.

WILL MY PREMIUM GO UP IF I FILE A CLAIM?

Should I File a Roof Damage Claim with Insurance? Customers as Charlotte Ace Roofing this question of if the homeowner's insurance will go up? The short answer is NO.  It's an act of Nature and insurance companies cannot go after the policy holder.  Most likely the premiums will go up for the area affected by storm.  Example would be a hailstorm passes through Charlotte NC. Regardless of if you get a new roof, all the policy holders will most likely have a small increase in their annual premium.  So, if you see your neighbors getting new roofs, you should be asking yourself a question of why you can't get a new roof if your neighbors were covered.  Chances are that the hailstorm did not miss your house!

WHAT DOES INSURANCE COVER?

Should I File a Roof Damage Claim with Insurance? Your insurance will pay for all the storm damage!  What you need to do is contact a Reliable Trustworthy Local Roofing Company near you, they will do a free inspection and will walk you through the claim filing process.  So, at Charlotte Ace Roofing ask our customers to sign a contingency agreement and all that does is simply allow us to communicate with your (homeowners) insurance company and also will give us the permission to repair or replace your roof and possibly gutters while working out the damages with your insurance company. 

So, we make it very easy on the homeowner, we deal with the insurance company from start to finish.  If you suspect that your home has Storm Damage from this recent windstorm call Charlotte Ace Roofing today. We will explain everything to you as your local reliable roofing contractor. If you are thinking, Should I File a Roof Damage Claim with Insurance? The short answer is yes! You have nothing to lose.

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram  and, finally, we are now on  Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Tag: Storm Damage

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SHOULD I FILE A ROOF DAMAGE CLAIM?

roof damage claim insurance, charlotte ace roofing, roof damage, roofing leaks, leaking roof
Filing roof damage insurance claim

Should I File a Roof Damage Claim with Insurance?

A lot of customers are afraid to file a storm damage claim with their homeowner’s insurance. They are trained to think that filing a claim will negatively impact the policy holder.  I don’t blame them, after all, the insurance companies are in the business of making money and not in the business of paying out claims for storm damage.  Well, as a homeowner and a policy holder, you need to ask yourself a few questions. 

1. after any windstorm or hailstorm, did the insurance ever call the homeowner or send a letter to the homeowner?  Did insurance ask customers to recheck their roof for storm damage?  After all, most people pay their premium for 15-20 years, never miss a payment and if a storm passes by, they feel guilty filing a claim.  That’s exactly how the insurance companies what you to feel. you cannot be afraid of filing a claim.  So, this is what storm coverage insurance is for.

WILL MY PREMIUM GO UP IF I FILE A CLAIM?

Should I File a Roof Damage Claim with Insurance? Customers as Charlotte Ace Roofing this question of if the homeowner’s insurance will go up? The short answer is NO.  It’s an act of Nature and insurance companies cannot go after the policy holder.  Most likely the premiums will go up for the area affected by storm.  Example would be a hailstorm passes through Charlotte NC. Regardless of if you get a new roof, all the policy holders will most likely have a small increase in their annual premium.  So, if you see your neighbors getting new roofs, you should be asking yourself a question of why you can’t get a new roof if your neighbors were covered.  Chances are that the hailstorm did not miss your house!

WHAT DOES INSURANCE COVER?

Should I File a Roof Damage Claim with Insurance? Your insurance will pay for all the storm damage!  What you need to do is contact a Reliable Trustworthy Local Roofing Company near you, they will do a free inspection and will walk you through the claim filing process.  So, at Charlotte Ace Roofing ask our customers to sign a contingency agreement and all that does is simply allow us to communicate with your (homeowners) insurance company and also will give us the permission to repair or replace your roof and possibly gutters while working out the damages with your insurance company. 

So, we make it very easy on the homeowner, we deal with the insurance company from start to finish.  If you suspect that your home has Storm Damage from this recent windstorm call Charlotte Ace Roofing today. We will explain everything to you as your local reliable roofing contractor. If you are thinking, Should I File a Roof Damage Claim with Insurance? The short answer is yes! You have nothing to lose.

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram  and, finally, we are now on  Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

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HOW CAN CHARLOTTE ACE ROOFING HELP WITH YOUR INSURANCE CLAIM?

roofing insurance claim, hail, wind, damaged roof, charlotte ace roofing
storm damage on roof, best roofing company

How Can Charlotte Ace Roofing Help with Your Roofing Insurance Claim?

 

We help homeowners with their roofing insurance claim. When working with us, you get:

-A roofing company that is certified in the software (Xactimate) insurance adjusters use

–Roofing Experts in supplementing to ensure your roof gets exactly what it needs

-An advocate that fights for you (homeowner) and knows how to work with insurance adjusters

-Peace of mind knowing you (homeowner) don’t have to deal with your insurance claim alone anymore

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

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HAIL, WIND OR STORM DAMAGE? YOU MAY QUALIFY FOR A NEW ROOF!

charlotte roofing, Shingles Blew Off Roof Will It Leak, hail, wind, bad roof, old roof
roofing repair service

Charlotte Ace Roofing is a Roofing Contractor in Charlotte NC that Specializes in Storm Damage

Leaky Roof?  Old Roof?  Does your home have storm damage? We are the Trustworthy Roofing Company in Charlotte NC. Storm damage is normally covered by your insurance.

HAIL, WIND OR STORM DAMAGE?  You may Qualify for a NEW ROOF. We are the Best Roofing Company in Charlotte NC. We Specialize in Storm Damage.

FREE INSPECTIONS! Call Now!

We are the Best Roofing Company in Charlotte NC.

We work directly with insurance on claims.

Charlotte Ace Roofing is a Roofing Company in Charlotte, NC. We specialize in Roofing Repairs, Storm Damage, Exterior Restoration, Re-Roofing, Gutters, Attic Insulation, Skylights & Solar Tubes. Call us today for a free roof inspection. If you suspect you have Hail or Wind Damage on your roof, you may qualify got a new roof.

IF YOU HAVE ROOF DAMAGE, CALL US TODAY 704-396-8383

Finally, if you have roof damage and if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram, we are on LinkedIn too and, finally, we are now on Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

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WHAT HAPPENS AFTER YOU FILE ROOF STORM DAMAGE CLAIM

Roof Damage Insurance Claim, storm damage, free roof, damaged roof, roof repair
Roof Damage Claim repair process

Roof Storm Damage Insurance Claim Steps…

First, Call Your Insurance Company. Contact the claims center of your insurance company and report that you may have hail and wind damage to your roof. When asked for date, it’s best to provide discovery date.
Second, Your Insurance Company will Call you back most likely the following day. It is common for your insurance company to contact you with the name and phone number of the Adjuster, along with the Date and Time that the Adjuster will be coming out to inspect the roof damage.

Please make sure to let Charlotte Ace Roofing know when your insurance is coming out to your property so that we may go over the scope of work and damages with the Insurance Adjuster when they come out. We are there to help you as your chosen Contractor!
Third, Get in touch with Charlotte Ace Roofing.  Contact Charlotte Ace Roofing with the Adjuster Appointment information. Remember, we will not be able to represent you, the homeowner unless we have a contract with you. As a homeowner the below information is very important to have from your roof damage claim:

Adjuster Name:_______________________________ Adjuster Appointment Date:___________ Time:__________
Adjuster Phone #:_____________________________ Insurance Company:_________________________________

Fourth, Next, Schedule Your Repair or Roof Replacement Project. After meeting with your insurance Adjuster, Charlotte Ace Roofing will go over the work that your
insurance company will be covering. Charlotte Ace Roofing will Contact you regarding the material delivery. Your materials will typically be delivered within 2-3 weeks after adjuster appointment or insurance claim approval.

Important Notes

Before the roof repair or roof replacement work begins, your insurance company may contact you with questions. Charlotte Ace Roofing contract price may not match the Insurance
estimate, or may even be higher, but there is no need to worry as this is a very common and should be expected. Charlotte Ace Roofing, your Roofing Contractor in Charlotte NC will work with your insurance company and come to a price agreement based on the scope of repairs.

Also, we will let you know when your materials will be delivered.
Lastly, Roof Repair Work typically starts within a few days after the materials have been delivered but can take up to two weeks depending on weather and other factors.
Usually 50% deposit & Deductible payment are due prior to delivery of materials.

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you enjoyed reading this Charlotte Ace Roofing Blog, please like and follow us on Facebook also, we have Instagram, we are on LinkedIn too and, finally, we are now on Pinterest. If you would like us to post a blog about thing that interests you, please let us know. You can email us at info@charlotteaceroofing.com

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FACTS ON “BURRYING THE DEDUCTIBLE”

Hail Roof Damage, deductible, roof claim deductible
roofing insurance claim, charlotte ace roofing, roof damage claim

FACTS ON “BURRYING THE DEDUCTIBLE”

From time to time all Roofing Contractors such as Charlotte Ace Roofing are faced with requests from homeowners to “bury the deductible” when storm damage is covered by homeowners insurance.
Important to remember:
1. Conspiring to bury the deductible is committing a fraud upon an insurance company and is against the law, Penal Code AB 3067, Burton (Chapter 675) – Section 551
2. If a company agrees to “bury the deductible”, it has to take shortcuts in replacing items, and the owner will get a second-rate job, which depreciates the value of the home.
3. A construction company willing to cheat an insurance company will be equally willing to cheat the homeowner. The company never really absorbs the deductible. The value is taken right out of the job, and it is the homeowner who takes the loss.
4. If the construction company decides to cut corners on the job and it ends up second rate, the owner has nobody to complain to if he/she conspired to “bury the deductible.”

CHARLOTTE ACE ROOFING IS A ROOFING COMPANY WHICH SPECIALIZES IN EXTERIOR STORM DAMAGE RESTORATION

So, if you have roof damage from the recent storm, Charlotte Ace Roofing can help. We are the Trustworthy Roofing Company in Charlotte NC that has insurance claims specialists working for the homeowners.

HAIL, WIND OR STORM DAMAGE?  Call us to have your roof inspected by the professionals. You may Qualify for a NEW ROOF. We are best the roofing rompany in Charlotte NC. We specialize in Storm Damage.

FREE INSPECTIONS! Call Now!

IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com

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Roofing

10 Questions To Ask Before You Hire A Roofer

roofing company, charlotte roofer, best roofing in charlotte, charlotte ace roofing
roof replacement, roof repair, charlotte ace roofing

10 Questions to Ask Before You Hire a Roofer

Selecting the roofing contractor purely off recommendations or feelings is risky without knowing all the facts about the contractor, so here are 10 questions you can ask that will help you hire a roofer:

  1. Do you offer additional warranty and workmanship coverage?

      Roofing contractors usually can offer a limited warranty that may include workmanship coverage. A lot of Companies offer extended warranty. 

  2. Which roofing products will you use on my roof?

    Not all roofing materials are the same, so be sure your roofer works with a name you can trust. visit Charlotte Ace Roofing page for more info. Learn more about Owens Corning® roofing products. 

  3. Can you work directly with insurance company?

    Not all roofing companies work with insurance companies. It’s best to hire a roofing company that is able to work directly with your insurance company if you have an insurance claim. Visit our Storm Response page for storm damage

  4. Do you comply with all local building codes?

     The roofer should know and comply with all local building codes at all times. 

  5. Could you please give me a list of references?

     It is always a good idea to ask for references and call a few of them. 

  6. Will you perform a full inspection?

     In addition to checking for wind and hail damage, your roofing contractor should perform a thorough inspection of the entire roofing system, including the deck, attic, flashing, chimney, soil stacks, and other roof penetrations. 

  7. Can you check for adequate ventilation?

     Your roofer should check the existing attic ventilation and explain the importance of proper ventilation. This process will include inspecting the roof from inside the attic to determine if the current ventilation system is working properly. Also, poor ventilation can damage your shingles and invalidate your manufacturer’s warranty.  

  8. Will you install synthetic underlayment?

     Roofers will install either a synthetic or felt underlayment as the first layer of protection on your roof deck. If you’re looking for advanced protection against leaks, water absorption, and mold then you’ll want to make sure your contractor will use a synthetic product rather than felt. Learn more by visiting Charlotte Ace Roofing roof replacement page.

  9. Will you install ice and water barriers? 

    Depending on your roof, additional ice and water barriers between the shingles and the wood deck may be needed to help prevent ice damming, wind-driven rain, or collected water.  

  10. Will you follow the manufacturer’s specifications?

    Your roofer should be familiar with and follow all manufacturer’s specifications since improper application can affect your manufacturer’s warranty.

SO, IF YOU NEED ROOFING SERVICE, CALL US TODAY 704-396-8383

Finally, if you take pleasure in reading the Charlotte Ace Roofing Blogs, follow us on Facebook, we also have Instagram, we are on LinkedIn and, finally, we are now on Pinterest. If you would like us to blog about thing that interests you, please tell us. Email us at info@charlotteaceroofing.com